Defined Nightly Cadence
Eligible payments settle on a predictable nightly schedule.
SETTLEMENTS & PAYOUTS
From cleared payment to reconciled bank deposit.
SecureCare runs a nightly settlement pipeline that determines which processor-cleared funds are eligible to move from platform escrow to the organization’s bank, then reconciles each payout back to the payments it contains.
Eligibility Gates
Processor age, chargebacks, bank readiness, backup payment method, and donation hold rules determine what can move.
Donation Hold Tiers
Donation payouts observe the donor-specific hold rules documented by SecureCare.
Transaction-Level Reconciliation
Every bank payout links to the individual payments that made it up.
Retry & Recovery
Transient settlement failures can re-enter the pipeline rather than becoming an unexplained gap.
HOW IT WORKS
Payment Clears to Reconcile.
SecureCare keeps settlement status visible without collapsing every money workflow into one pipeline. The payout process determines when eligible cleared funds leave escrow for the bank; other platform rules determine when specific balances can be used inside SecureCare.
Payment Clears
The external processor confirms the payment.
Wait for Eligibility
Settlement rules determine whether the cleared payment is ready for payout.
Group the Payout
Eligible transactions are assembled into the settlement batch.
Move to the Bank
The payout executes against the verified bank destination.
Reconcile
The deposit remains linked to every transaction it represents.
A CLOSER LOOK
Settlement is about bank payout — not the same thing as in-platform fund availability.
SecureCare keeps settlement status visible without collapsing every money workflow into one pipeline. The payout process determines when eligible cleared funds leave escrow for the bank; other platform rules determine when specific balances can be used inside SecureCare.
A cleared payment must satisfy the documented settlement eligibility rules before payout.
Open chargebacks block the source payment from settling.
Donation settlement follows the donor hold tier rather than the customer-fund rules.
The accounting view distinguishes cleared and pending settlement balances.
Individual failed entries can return to pending for a later nightly run.
Settlement entries are double-entry ledger transactions on the same immutable accounting foundation.
KEY CAPABILITIES
Settlements & Payouts built around the real workflow.
Nightly Settlement
Evaluate eligible funds on a defined cadence.
Escrow Visibility
See money waiting for settlement rather than treating it as invisible.
Eligibility Rules
Apply documented processor, chargeback, bank, and donation conditions.
Donation Holds
Respect donor-specific settlement windows.
Batch Composition
Record the transactions included in each payout.
Bank Reconciliation
Match the deposited amount back to its source payments.
Failure Retries
Retry transient failures before escalating to manual review.
Chargeback Protection
Prevent disputed source payments from settling while the dispute is open.
Double-Entry Posting
Record settlement on the same ledger as the rest of the platform.
CONNECTED ACROSS SECURECARE
Part of one connected platform.
Make the bank deposit explainable down to the individual payment.
PEOPLE. PURPOSE. POSSIBILITIES.
Make the bank deposit explainable down to the individual payment.
